Description

In her nine-step program, Orman covers the ingredients to financial success–confronting our beliefs and fears, learning the nuts and bolts (and insiders secrets!) of savvy management, and finding the spiritual trust that leads to abundance.The 9 steps to financial freedom are: 1. Step back in time to see how your feelings about money can be traced to your past. We all have “money messages” passed down from generation to generation. 2. Face your money fears and create new, positive truths. 3. Be honest with yourself. Ouit using plastic cards for money. They are addictive and destructive as drugs, giving you a quick fix by satisfying temporary desires. 4. Be responsible to those you love. Establish life insurance, wills, power of attorney, estate planning, etc. 5. Be respectful of yourself and your money. If you do what needs to be done with money, you will attract money to you. 6. You and your money must keep good company. Credit cards are never good company. Get out of debt. Respect yourself and your money by making every penny work for you. 7. Trust yourself more than you trust others. Find the “little voice” inside you; listen to what it has to say. 8. Be open to receive all you are meant to receive. When you are in control of your money and have enough to be generous, money flows to you. 9. Understand the ebb and flow of the money cycle. Money has natural cycles as it ebbs and flows through your life.Through case studies, Orman illustrates the psychological importance of money and its effect on our lives. Her definition of financial freedom is “when you have power over your fears and anxieties instead of the other way around.” Orman explains listeners how to maintain control over their money through changing their spending habits; how to understand investments, retirement, insurance, and credit; and how to gain true financial freedom.She analyzes the psychological and spiritual factors involved in how we perceive money and offers practical guidelines for investing, preparing a budget, purchasing a home, getting out of debt, and writing a will.